A Stronger Credit Profile Starts With One Conversation.
CJC Consulting On Demand builds a clear, guided path from your first credit review to a fully restored profile, complete with automated updates every step of the way.
A Stronger Credit Profile Starts With One Conversation.
CJC Consulting On Demand builds a clear, guided path from your first credit review to a fully restored profile, complete with automated updates every step of the way.
Credit problems rarely fix themselves.
Whether it's a single setback or years of accumulated issues, an unmanaged credit report quietly limits your options for housing, financing, and peace of mind. We built a process to help you work toward a clearer, more accurate credit profile.
- ✕Collections accounts dragging down your score
- ✕Late payments that may be inaccurately or incompletely reported
- ✕Charge-offs blocking new credit approvals
- ✕Bankruptcy or liens limiting your options
- ✕No clear plan for reviewing any of it
Full-scope credit report review services
Every case is reviewed individually and tracked through your personal Credit Repair Cloud portal, with correspondence sent to creditors and bureaus when warranted.
Collections
Reviewing collection accounts for potential inaccuracies, incomplete information, or unverifiable data affecting your score.
Late Payments
Reviewing reported late payments for potential inaccuracies, inconsistencies, or other issues, and assisting with appropriate creditor or bureau correspondence when warranted.
Charge-Offs
Reviewing charge-off entries for potential inaccuracies and assisting with appropriate creditor and bureau correspondence regarding unverifiable data.
Liens
Reviewing recorded liens for potential inaccuracies and assisting with appropriate correspondence regarding your credit profile.
Bankruptcy
Reviewing bankruptcy records for potential inaccuracies and providing guidance and appropriate correspondence support.
Credit Monitoring Setup
Assistance setting up third-party credit monitoring so you can track report changes throughout your service period. Monitoring is a separate subscription billed directly by the provider and is not included in the program fee.
A clearer path forward
A clearer process. Personal strategy. No guessing where you stand. From your initial credit review through ongoing case updates, we combine personalized guidance with a secure digital process that keeps your information and progress organized in one place.
Personal strategy, from your very first step
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A dedicated strategist reviews your full credit report and builds a plan around your specific goals.
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Clear next steps, always you'll always know exactly where your case stands and what happens next.
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Direct access to your team reach us by phone, email, or text whenever you have a question.
However you'd like to start, we're ready
There's no single required starting point. Pick the option that fits where you are right now.
Check Your Credit
Just want to see where you stand? Order or check your credit report directly, no consultation required.
- Order your credit report
- Review your results anytime
Book a Consultation
Want to talk it through with our team first? Book a consultation and we'll build your strategy together.
- Schedule your consultation
- Complete your credit monitoring signup
- Meet with your advisor & get your personalized plan
Get Started Directly
Already know what you need? Skip ahead and get started right away.
- Choose your payment option
- Complete checkout
One Program. Simple Pricing.
Complete Credit Restoration Program — $500 total. Includes a minimum of 6 months of personalized credit restoration service and support.
Complete Credit Restoration Program
- Personalized credit report review and strategy
- Review of applicable collections, late payments, charge-offs, and other report issues
- Bureau disputes and creditor/furnisher correspondence when appropriate
- Credit Repair Cloud client portal access
- Secure document and ID verification
- Progress tracking and program updates
- Email and text support
- Minimum of 6 months of service and support
Complete Credit Restoration Program
- Personalized credit report review and strategy
- Review of applicable collections, late payments, charge-offs, and other report issues
- Bureau disputes and creditor/furnisher correspondence when appropriate
- Credit Repair Cloud client portal access
- Secure document and ID verification
- Progress tracking and program updates
- Email and text support
- Minimum of 6 months of service and support
Both payment options apply to the exact same program and level of service.
Third-party credit monitoring is required for ongoing report access and is billed separately by the monitoring provider. It is not included in the program fee. Actual credit restoration timelines vary based on each client's individual credit profile.
Built for a premium, scalable client experience.
Every part of the journey, from your first form to your final dispute, is automated, tracked, and transparent. You always know exactly where your case stands, without having to ask.
Fully Automated Onboarding
Welcome emails, credit monitoring setup, and reminders are triggered the moment you enroll, so nothing sits waiting on a manual follow-up.
Secure & Transparent
Every document, e-sign, and dispute is logged and time-stamped inside your portal, so there's always a clear record of what's been done.
Simple Scheduling
Book, reschedule, and get reminded automatically. If you miss a consultation, follow-up is triggered right away instead of falling through the cracks.
Real Progress Tracking
Live status on every dispute through your portal, not a vague monthly email. You see what's complete, what's pending, and what's next.
Personalized Dispute Strategy
No two credit reports are alike, so your plan is built around what your report actually needs, not a one-size-fits-all template.
Creditor & Furnisher Correspondence
When appropriate, we communicate with creditors and data furnishers regarding the accuracy and verification of information on your credit reports.
Real reviews from real clients
Screenshots straight from our Google Business profile, unedited and verified.
Answers to what clients ask most
Still have a question after reading through these? Reach out and we'll walk you through it directly.
Ready to start your credit restoration journey?
Complete the qualification form to book your consultation and get your onboarding steps, including setting up third-party credit monitoring for report access.